INSURANCE BENEFITS

Summary of Sums Insured Per Person

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SECTION	UP TO	EXCESS
1. Personal Accident:
·  Death	US$ 25,000	Nil
·  Loss of eye(s) or limb(s)	US$ 25,000	Nil
·  Permanent Total Disablement	US$ 25,000	Nil
·  Temporary Total Disablement up to maximum of 52 weeks	US$ 120 per week	Nil
2. Emergency Medical and Other Expenses:
·  Or medical expenses and additional Transport and accommodation expenses	US$ 5,000,000	US$ 50
Hospital In-Patient Benefit:    US$20 for each full 24 hour period	US$ 500	Nil
3. Personal Possessions & Personal Money:
·  Personal Possessions:	US$ 3,500	US$ 50
- Single Article Limit US$ 500
- Valuables Limit US$ 750 in total
·  Delayed Personal Possessions:	US$ 800
- After 12 hours   US$ 200		Nil
- Each subsequent full 12 hour delay us$100
·  Passport Indemnity	US$ 500	US$ 50
·  Personal Money	US$ 750	US$ 50
4. Cancellation or Curtailment Charges:	US$ 5,000	US$ 50
- Loss of Deposit		US$ 10
5. Interruption of Travel Services:	US$ 300	Nil
6. Personal Liability:	US$ 1,000,000	US$ 50
7. Hijack	US$ 7,500	Nil
- US$20 for each full 24 hour period
8. Departure Delay	US$ 100	Nil
- After 12 hours delay US$20
- Each subsequent full 12 hour delay US$10
·  Missed Departure	US$ 1,000	US$ 50
·  Departure Delay Cancellation	US$ 5,000	US$ 50
9. Legal Expenses	US$ 15,000	Nil
10. Credit card benefit	US$ 3,000	US$ 50
11. Skis, sticks and bindings, ski boards	US$ 750	US$ 50
·  Delayed ski equipment:	US$ 150	Nil
·  Damage to hire skis:	US$ 450	US$ 50
12. Ski pack	US$ 600	US$ 50
13. Piste closure	US$ 750	Nil
14. Avalanche	US$ 750	Nil